更新时间:2019-09-21 00:34:54
封面
版权信息
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More Praise for In Their Own Hands
献辞
Foreword: Frances Moore Lappé
Preface: Ray Offenheiser
INTRODUCTION Beginning a Savings Revolution—They Know How
Savings Groups: Turning Banking on Its Head
A Call to Action
The Savings Group Movement
In Their Own Hands: Empowerment as Development
FROM MICROFINANCE TO MICROSAVINGS: A PERSONAL JOURNEY
SAVING FOR CHANGE
ASSESSING THE PERFORMANCE OF SAVING FOR CHANGE IN MALI
CHAPTER 1 Guiding Principles for Saving for Change
Start With a Vision of Scale and Design for Viral Replication
Less Is More and the Simpler the Better
Build on What Is Already in Place
Be Sustainable
Keep Costs Low
No Giveaways
Insist on Local Control
Establish High Performance Standards and Insist on Meeting These Standards
Embrace Learning and Innovation
CHAPTER 2 A Group Meeting
Kouloukoura
A Savings Group Meeting
Oral Accounting
Requesting Loans
LOAN 1: SUPPORTING A STRUGGLING BUSINESS
LOAN 2: EMERGENCY FOOD CRISIS
LOAN 3: SUCCESSFUL BUSINESS
Loan Disbursements
Malaria Education
Replicating Agent Training
CHAPTER 3 “Dependency Is Not Empowering”
Pact’s Women’s Empowerment Program in Nepal
Marcia’s Story
Does It Last?
India’s Self-Help Groups
Zimbabwe Village Savings and Loan Associations
CHAPTER 4 Getting Started with Saving for Change
The Cultural Context
The Feasibility Study
Selecting Partners
Participatory Design and Training
Introducing Saving for Change and Oral Record Keeping
Voluntary Replication
CHAPTER 5 The Most Productive Asset of All: Empowering Friends and Neighbors
El Salvador
LAUNCHING SAVING FOR CHANGE IN CHALATENANGO
THE PROMOTORAS
SAVING FOR CHANGE IN EL SALVADOR TODAY
Guatemala
SAVING FOR CHANGE AND WOMEN’S EMPOWERMENT
THE CONDEMAV ELECTION SLATE
CHAPTER 6 How Do We Know It Works?
Who Joins Saving for Change Groups?
Did Saving for Change Help to Save for More Food?
Investing in Livestock
Coping through Hard Times
Organic Replication of Saving for Change
Limits of Impact
Women’s Role and Social Capital
How Saving for Change Changes Lives: Personal Testimonies
To Conclude
CHAPTER 7 Applying Savings Group Principles to Other Development Initiatives
Applying Development Principles
Savings Groups as Platforms for Innovation
CONCLUSION Bringing Savings Groups to Fifty Million People
Expanding Outreach to Fifty Million Group Members
Bibliography
Additional Resources
Oxfam America
Freedom from Hunger
Strømme Foundation
Bill & Melinda Gates Foundation
Bureau of Applied Research in Anthropology (BARA) College of Social and Behavioral Sciences University of Arizona
Innovations for Poverty Action (IPA)
Aga Khan Foundation
CARE
Catholic Relief Services (CRS)
The Consultative Group to Assist the Poor (CGAP)
Plan International
The Carsey School of Public Policy University of New Hampshire
The Savings Group Information Exchange (SAVIX)
Savings Revolution Blog
The SEEP Network
Globalization and Sustainable Development Program
Acknowledgments
Index
About the Authors
Jeffrey Ashe
About Kyla Jagger Neilan
OXFAM AMERICA
HOW DO WE FIX THE INJUSTICE OF POVERTY?
Berrett-Koehler
BK